on “share” right below.. and share it with all of the people on your friends list… or email the link to any and everyone you know… You never know who you might save from getting bad credit, or who may need help getting out! www.youtube.com www.youtube.com I want everyone to begin the journey into having excellent credit, and this is the first part of a 3 part series. TonyaTko … tonyatko 305636 bad credit repair raise fico debt cards transunion equifax experian money loan bank …

no need for me to watch this vid all the way thru! for those just entering college: if anything, get a PRE-PAID credit card! if u have any debt, save ur refund checks and pay off all debts!
i myself, used to work for a Fortune 500 Credit Card Company for about 4 years and I’ll tell anyone……one option is to pay down your credit card for 6 MONTHS. that basically shows good faith, etc. right now, the one credit card I do have is @ 9.9% APR because of this method. also, just because u have a checking acct, doesn’t mean to keep ALL of your money…….doesn’t hurt to carry a few dollars with you.
THANKS FOR THA TIPS TKO!
I love you and your videos.
This was great!!! I’m glad I found your site
Wow! You are a blessing.
good ass video this should be played in business classes for highschool seniors.
I’m 21 in college with a 6K limit, I know what I signed up for and pay it off, funny part is I never needed to prove I had a job (I didn’t when I got it)!
Ive missed payments with Dell and have to pay for the same computer for a long while. I really wanted to eliminate this debt altogether.
Are you gonna continue this series?
Yes… I just need some more time.
-TOnyaTKo
Thank you!!!! I can’t wait for more videos!
great…
Great advice, you are right about extra addresses on your credit report I’m having the same problem. Thank you
My mom had and still has bad credit therefore she did nothing but help me create my own debit. Im gonna start paying my bills too Tonya but I really didn’t destroy my credit buy my mom did. Thanks for posting this Tonya!
super cool .please send me part 2 im a subscriber. and do a video on your sexy feet lol
Hey tonya.. What Company did you go thro to get your secured credit card?
-Jumoke
I would love to see more. Please send me part 2. Where can I buy A Guide to the fair debt collections practices and legal forms
Do you still have that private video? If so, would you so kind as to send it to me? lol, if you don’t then I can understand why lol… 2007 XD ANYWAY, thank you either way ;P
Great advice Tonya, thank u!!
You can try Bank of America, Household Bank or Capital One. Capital One will probably give you a card without needing to secure it. They all have fees of about $59, but that’s expected.
Like Tonya said, use the card each month. Here’s a secret – NEVER SPEND MORE THAN 30% while you’re trying to rebuild because it would look like you can’t afford it.
Girl you look like a baby in this vid! Slim trim gyal… lol great vid!
This is just what I need! You are an angel. Please if it’s not to late can I have parts 2 and 3 I am a subscriber thx
Hello Tonya!, I would love to see parts 2 and 3! This is really helpful. I have poor credit and I can’t believe how liberated I feel now that I listened to you!! Hope to see 2 and 3 soon thanks!!
hi tony a i would love to see part 2 and 3. This has really helped me out so far in a strategy to get my credit back up. thanks
Hi Tonya, I saw both vids for part one and would love to see the others. Subscribing to you has been very helpful. I love how your explanations of everything were simple and common sense. Please hook me up w/ parts two and three. Thanks!!!!!!!